FAMILY  FIRST  LIFE  

OPULENCE INSURANCE   AGENCY

With

Family First Life

OPULENCE  Insurance  Agency




Secure  protection,  prosperity, and  peace  of  mind  for designated survivor.




*  Get a free quote

 (888) 854-1305

Speak with Agent

Term * Whole Life * Mortgage Protection * Final Expense

Meet The Team

SiMonique Sinclair

Life Broker / Owner

(571) 491-9608


Licensed

MD  3001123352 ,  VA , AL , NC 

TX , DC  

 

* Notary Public

Prince George's County, MD


Simonique is the mother of two sons. She has worked in the beauty industry for over 30 years and has worked in the automobile and insurance industries for over 5 years. Simonique is here to help you leave a legacy for your loved one.

Melissa Kaijuka

Life and Health Broker / Manager

(703) 688-2647

[email protected]


Licensed

VA  1164783 , SC , MD

Melissa is a wife and mother of three daughters. She has worked for the county government and in federal contracting for over 7 years. Melissa will help you protect your designated survivor.

Family First Life
OPULENCE  INSURANCE  AGENCY

As Life Insurance Brokers, we have access to multiple A-rated insurance companies. You always have a professional on your side who will make sure you have the right protection that makes financial sense for you and your family. We will focus on you by helping you shop for the BEST coverage that suits your individual needs in order to protect you and/or your loved ones.


  

•  AETNA

*  AMERICO

• AMERICAN AMICABLE

• AIG - AMERICAN GENERAL

*  ASSURITY

*  ATHENE

*  FORESTERS FINANCIAL

*  CFG - Columbian Financial Group

*  JOHN HANCOCK / VITALITY

*  PROSPERITY

*  MUTUAL OF OMAHA

*  LIBERTY BANKERS

*  ReliaSHIELD IDENTITY THEFT

*  TRANSAMERICA

*  GERBER LIFE

*  ROYAL NEIGHBORS OF AMERICA

*  NATIONAL LIFE GROUP

*  GREAT WESTERN

*  UNITED HOME LIFE / UNITED FARM FAMILY


Our Services

Term Insurance

These policies have no value other than the guaranteed death benefit and feature no savings component as found in a whole life insurance product.

 *  Notary Service


Customers must bring a valid, current photo ID, and all signers must be present at signing. Cost is $5 per signature.

Final Expense and Burial Insurance 

It's the most popular with seniors. Final Expense is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. Also known as funeral insurance.


Mortgage Protection Insurance

Mortgage Protection provides cover for your mortgage payments in the event you find yourself involuntarily unable to work due to accident or illness.

Universal & Whole  Life Insurance

They both have the potential to accumulate cash value over time that you may be able to borrow against tax-free.

  (240) 786-1379

Speak with Agent

Before you buy please read.


Life Insurance Buyer's Guide


 (888) 854-1305

   Speak with Agent

  •  With Final Expense you have guaranteed premiums with no rate increases for the life of the policy.
  •  You would never have to complete a medical exam to apply for final expense & burial coverage.
  •  Your chosen beneficiary receives a tax-free death benefit.
  •  The application process requires no face-to-face meetings or paperwork, meaning application and purchase can be done  right over the phone and via ZOOM meeting.

  Schedule a meeting, click the  BLUE calendar/contact link.


Why you need a separate life insurance policy.

Did you know your employers' group policy doesn't provide proper coverage during COVID-19?

Most employer paid policies only cover Accidental Death.


If you lose your job, will you be able to take your life insurance policy with you?

It's best to have your own separate policy in place, by paying out of pocket to cover you and your loved one.


Contact us to secure a policy & peace of mind.

     Phone: (888) 854-1305

               (240) 786-1379

               

    Mailing Address:  7726 GUNSTON PLAZA #69

                              LORTON, VA 22199

      

    Email:   [email protected]

                                           

0